[jambox888]

> So the options are the world is rational and understandable, or there is no truth, everything is a lie and we're living in a Lovecraftian horror where we are physically incapable of understanding reality

This sounds like a restatement of the warm/cold reality thing. Most religious people are not actually deficient in capacity to reason but basically can't accept the cold universe where we pop screaming out of our mothers, live pointlessly and die in pain knowing that whatever we accomplished is transitory and amounts to nothing.

As opposed to, we're playing some kind of game where we get points for kind acts, piety, being nice to old folk, making money, etc, then we get rewarded for all of this in the afterlife by our loving creator.