[hnjm0101]

Thanks for the response. So in my view, all of these points can be resolved by simply having more money in the bank and it is much easier to earn a decent income by working 9 - 5 as a software developer right now (at least where I live) than it is to start your own business. Having a decent amount of savings/disposable income allows you to:

- Feel less pressure to work longer hours. Worst case scenario, you work 8 hours a day, your boss fires you because they seem to think you should be working more and you find a new job within a few months

- Allows you to take some time off work unpaid if you wish and travel wherever you want

Of course this all relies on your take home pay being greater than your expenses, but this should be possible if you have no aspirations to own a fancy home/car (I don't really either). If you want a lot of money at the expense of taking on higher risk and likely working more hours with more stress and you think you can achieve this with your idea, then I think starting your own business makes sense.