[th0ma5]

Personally, I think it is just a lack of imagination coupled with the true fear of imagination that ultimately leads to technical debt.

For instance, let's say we could automate the process / approval system for management sign-offs for a software development using a blockchain scheme.

Great! You or I could come up with something using open source software and probably have a fun couple of days. In reality, you'd have to train a whole bunch of people and someone will want to integrate with the old system, someone will want to be able to just print and sign and send through the interoffice mail, and then good luck finding affordable technical help because the recruiters won't know how to hire for it, and someone who hasn't done it will want a premium.

Anyway, probably a bad example but creativity is rather punished a lot of time.