[tailrecursion]

There are three possible reasons for the quizzical look you get.

1) They misunderstood you to mean that you have no money and that you will run aground any minute. Whereas in reality you're fine for now.

2) What you got was a "first reaction" from someone caught up in money worshipping. People sometimes act contrary to their personal beliefs for the purposes of conversation.

3) You're making a horrible miscalculation and you're fated to be punished by unseen forces.