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Grace is definitely a factor to consider.

The question I have is: should someone be required to work in order to live reasonably well?

One entrepreneur, JK Rowling, is worth USD 1 bil. She did not require many resources to attain this; a savvier setup could have allowed digital-only publishing. Value can literally be created from the mind.

Given this, should it not be an acceptable profession in society to provide mind-workers the space and time they require to produce works unique to them? Should they not have comforts if required?

Can not any individual create in such capacities, and is it not only our fear and reliance upon the tales of a dark history and historical slogans which keep us from thinking the problem through to completion and from the very consideration that such new ways of working are indeed possible at a civilization scale? Are we afraid of success?