[Osiris]

I currently have Kaiser insurance. As an HMO, they integrate a lot of services, which has really helped save a lot of time for us (like using email to talk to a doctor, who calls the specialist, then replies, without making a visit).

However... when we do go in for a visit, I get the distinct feeling that there is a lot of pressure to keep appointments within a specific time interval and basically get patients in and out as fast as possible.

Overall though, the integration of doctors, specialist, labs, and hospitals does create a smoother and less stressful experience.