[embwbam]

I just switched from Wealthfront to Betterment, because their software does a good job of helping you with this. It asks you what you're using the money for, when you'll need it, and about your tax situation. It'll automatically provide different investment options based on what you answer. So, for your situation you could put some of it into an income producing "goal", and put the rest into something more growth oriented.

Definitely worth checking out: http://betterment.com/invite/seanhess

(disclosure: that is my invite link which gets me free months without fees. I do love the service a lot).

[lubonay]

Both this and Welathfront only operate within the US, which is a shame. Anyone aware of a similar service operating within the EU?

[renaudg]

https://www.nutmeg.com in the UK are quite good. I can provide a referral : you get 3 months fee-free (and an additional £100 if you invest >£15k) and I get a small bonus.

There's https://www.yomoni.fr/ in France too

[vvvv]

EU criterion may drop away but... In the UK:

http://www.wealthify.com/ https://www.nutmeg.com/ https://www.moneyfarm.com/uk/

[renaudg]

I'm pretty sure Moneyfarm are based in Italy, so definitely in the EU !