[_andromeda_]

> This reads like a huge tautology. If you cut down bills people have to pay, they'll have to pay less. Brilliant..?

Au contraire; this is the very essence of what capitalism is. If you employ time preference and amalgamate CAPITAL through savings, chances are that you will be able to use that capital to invest in something – yourself (through skill acquisition), a business, your children, etc. When this is done iteratively, one outcome is often guaranteed; wealth creation. As a millennial myself, I'll be the first to admit that when I learnt of Adam Smith's philosophy on free markets and how self-interest is the best way to fuel an economy, I was irked as many others are. However, I've come to agree that economically you'll have a better outcome if you go with praxeology. A rarity is when you come across an article advocating for forms of laissez faire and fiscal responsibility especially on hacker news. It's refreshing.