Clipper cards use NFC, and there's at least some encryption protecting them - I don't believe they can be copied and spoofed the way common RFID tags can.
The important distinction isn't really the frequency. It's that the card has an actual circuit that performs some crypto handshake with the reader. It's not just static information encoded that anyone can just read and duplicate.
https://en.wikipedia.org/wiki/Clipper_card#Technology