[jamesroseman]

> because they manage their income poorly

That's a good start. "There are a lot" may not mean most, but it doesn't absolve it of providing some proof.

[ljf]

He also doesn't say poor - he just say manage their income badly - which I would say at least 50% of my friends fall into the bucket of.

[jamesroseman]

What?

> There are a lot of people in the middle class who live paycheck to paycheck because they manage their income poorly.

I want a citation on that, that's all. I want a statistic on how many people who live paycheck to paycheck live that way solely because they manage their income poorly.

Again, the notion that everyone could be rich if they only worked harder is asinine, and frankly pretty offensive. This comment supports that notion by equating living paycheck to paycheck with being bad at managing income. I want statistics, I'm tired of that opinion.