[cynicalkane]

> People in the US still use cheques. And they have to pay (a lot) to print those. Chip cards? No, let's use our fraud-prone magnetic stripe cards.

There's a fascinating lack of awareness here. These are examples of Americans forced into sub-standard technology by government overregulation. At least the chip cards are being fixed.

[_of]

<rant> Checks are the most annoying part of paying my rent in the US. In Europe it was just a few clicks online. Here it sometimes takes two weeks until the landlord clears the check. </rant>

[snuxoll]

So glad my landlord is awesome, she banks with Chase, I bank with Wells Fargo - since both banks support clearXchange under their own brand (Chase QuickPay, Wells Fargo SurePay) I can just send my rent payment to her email address through online banking and it is in her account within 2 days, makes life easy for me and she loves not needing to wait for a check in the mail or having to cash it.

[xbmcuser]

Even that is slow I really don't get why banks are allowed to keep your money for 2 days for online payments. Here I transfer money it is in the other persons account in a few min.

[JoeAltmaier]

Dwolla!