[ZeroGravitas]

You don't seem to realise that you're subsidising your future (potentially hypothetical) self.

You have to run the numbers and put in the chance of you marrying and having kids and someone having cancer or being in a bad car crash or similar, or just getting older, and potentially getting refused coverage or going bankrupt due to medical bills.

Only then, if the NPV is less than under the current scenario is there something worth complaining about. (Since no one ever makes this argument and instead says silly things about the costs for healthy young single men with no history of health problems, I'd guess you are actually saving money under ACA)

Otherwise you're just gambling, but not even admitting you're gambling, which is pretty dumb behaviour.