[AlwaysRock]

I created a second bank account as soon as I went to college because I was too lazy to balance a checkbook. Now I actually have three accounts. Savings account for long term savings that 20% of my salary is deposited, a checking account where my rent is drawn from, and another checking account for general use where 80% of my salary is deposited.

It's probably not the best system but It's nice to have it all separated. It's a process if I'm going to take money out of savings and transfer it to my checking account so It makes me think twice on large purchases.