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by tummybug
3635 days ago
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My method which is my least favourite but most successful was to marry a quite frugal woman. I was never the type who had any money left at the end of the month but have just put a 55k€ deposit down on a new house and have money left to furnish it (about 2 yrs of saving). I also have a young child, live in a nice area with high rent, have a car and have many hobbies which I enjoy regularly. The main savings have come from cutting back on expensive impulse purchases, the second would be cutting down to one coffee a day and bringing my own lunch to work. Next on my list is to quit smoking which should also greatly increase my savings ability. |
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Setting aside the obvious health benefits, this can make a pretty impressive saving by itself. From memory, I was spending something like £100-150/mo on cigarettes, and in the UK at least, I think the "sin tax" on them has only increased in recent years.