[atria]

I'm unique persective in that I have a degree I received 20 years ago, and decided a midlife-crisis meant going back to get an electrical engineering degree.

My chemistry class wouldn't transfer so I had to repeat it. So I took it at a local community college. Before I was allowed to register, I was forced to go to an orientation. The worst motivational speaker I've ever seen kept hammering the students about living life to the fullest and enjoying the college life. I walked out.

The last time I took a class, I could take a full course load for $700. The chemistry class was $800+ alone.

It amazes me that if you came home and told your parents you purchased a $80k car with payments they would consider you an idiot; If you told them you wanted to pay $80k for a college (with a 50% graduation rate) and received a loan that cannot be wiped out by dissability or bankruptsy -- they would think you were a genious.

[SilasX]

Don't forget to mention that you took out the loan so that you could learn critical thinking and how to learn.