[drinchev]

I find it more like a mindset than an actual excuse.

E.g. I want to buy a Tesla and I don't have the money. I say to myself : "Now it's not the time." instead of "Let's save some money!".

If you have millions and you want to buy 10 cars, then I think you have a problem with your ego.

[uola]

I think the point is that it's very easy to convince yourself of the time is money concept when you really just don't want to care about money or want fancier things. While forgetting that money is also time.