[tedmiston]

It's a cool concept, but I won't use Digit personally because it doesn't provide clear financial benefit to me.

Digit sits on your money collecting the bulk of interest and giving you a paltry 0.2% annually [0]. To be clear, I'm not dissing it... if it helps some people save more than they would otherwise, then that's great, but it's just not right for my use case. I feel similarly about Acorns.

That said, their concept is solid. I run the same strategy but a few times per month by hand and into an account with a good interest rate.

[0]: See "Does Digit cost anything?" and "What are Savings Bonuses?" on https://digit.co/about/faq