[charlesdm]

Whenever I've had cashflow problems in the past, for me, spending less was never the solution. Having a good idea (and thus, making more money) always was.

[kranner]

Extrapolating from the past doesn't always work. In this case maybe you are not accounting for future illness or burnout.

[pjc50]

It's great that you can have profitable ideas whenever you need them.

[charlesdm]

The thought of running out of money can often be a great motivator.