[ianhawes]

Ultimately they're both going to want the same information. If you had started processing more than, say, $10K per day, Stripe would freeze your account and demand the same information. The difference being that Braintree wanted that information upfront and without the stress of frozen funds at risk.

[nickjj]

I can't speak from experience but I doubt Stripe would just freeze everything and demand my full social security number instead of the last 4 they requested.

If they ask for bank statements and other pieces of info, that's fine. The user experience is just better with Stripe because they know 99.999999% of people won't be doing 10k+/day.