Thanks for the outline. I guess it's time for me to get off my butt and actually set up some automated backups beyond Dropbox and Github (which, combined, store about 90% of files that are actually important for me) :).
The main thing I'd worry about is locking down your default browsing profile & otherwise making it less likely to be compromised in the first place. I would imagine for most people on HN, the greatest inconvenience would be dealing with the mess if malware got access to your employer/customer's servers, data, etc. That's harder (e.g. rigidly separate accounts or computers, reducing the amount of access you operate with normally, etc.) but avoiding that mess is worth it.
https://www.dropbox.com/en/help/113
The main thing I'd worry about is locking down your default browsing profile & otherwise making it less likely to be compromised in the first place. I would imagine for most people on HN, the greatest inconvenience would be dealing with the mess if malware got access to your employer/customer's servers, data, etc. That's harder (e.g. rigidly separate accounts or computers, reducing the amount of access you operate with normally, etc.) but avoiding that mess is worth it.