[jerf]

When mentioning this, I find it helpful to include this page: https://www.ftc.gov/faq/consumer-protection/get-my-free-cred...

If you are one of the people just finding out about this today, and you Google "free credit report", you come up with a loooot of bad, scammy links. This is how you get your legally-mandated, really free, annual credit report, starting from an ftc.gov address so you know it's really the right one.

[sshumaker]

Credit Karma is legit and free. Also gives you your credit score and credit monitoring (all free).

(Disclaimer: I work there).

[dublinben]

To be fair, the credit score (VantageScore 3) you provide is not the credit score (FICO) most people are interested in, and that is used for most credit decisions.

[phkahler]

So how do they make money? Who pays you?