| Actually, that's a great example, glad you brought it up. That's not less secure, and very similar to this situation. That technology is being hailed as "more secure" because it requires you to insert, and type your secret PIN, correct? 1. In many cases, you can still use it online, just as before, without insertion+PIN. 2. Most stores will still allow you to swipe it, just as before. Some retailers aren't even allowing insertion yet, even though the hardware is there. 3. Even IF everyone required you to insert and type your PIN, you are actually less secure because the little bit you "consented to" when "upgrading" to chip + pin says that card issuers are less liable for fraudulent charges and other problems. http://www.creditcards.com/credit-card-news/understanding-EM... And it's still not a perfect analogy, because chip+pin isn't going to force me to subscribe to a monthly or yearly fee to use my bank card in the future, like Windows 10 assuredly will. It also doesn't implement additional technology for my bank to spy on me and my activity. So - who's really safer? The problem is that product changes are being rolled in with/disguised as security updates. That should be wrong, and while I'm normally on the side of less mandates - this misleading behavior should be addressed by lawmakers. |