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by codecamper 3640 days ago
sounds like yet another scam from someone who actually makes money by selling a guide on how to retire before 40. yada yada
2 comments

The guy isn't selling anything. No links to a book or newsletter. It's just a personal blog. A scam, really?
Statistically, most of the people who say "I quit my job and so can you" are trying to effectively run MLM on selling the concept of quitting your job to others. It's hard not to be cynical.
Plenty of people are noping out of the rat race in their early 30s.

It's one of the few joys of working in this lovely industry of ours.

What is plenty? 1%? 2%?

It's possible, but it's difficult. In most cases luck ends up being a huge factor whether you want to admit it or not. For many in the Bay Area it just comes down to good timing: moved here 10 years ago, locked into a monthly payment less than $1,500/mo, spent the last few years making ~$200k. Sure, you put in the time. But someone else can put in the time today doing the same thing you did and they will have a completely different outcome. It's not reproducible, because the largest factor was good (lucky) timing.

The hardest thing to do is reduce you monthly housing expense. The best "advice" is actually playing the which-city-should-I-live-in lottery. Pick correctly and the 30% of your income that goes towards housing can increase by 200-300%. 10 years later, there's your retirement. Pick incorrectly and you'll be stuck with average gains like everyone else.

It's just a different kind of lottery. You can make a smart bet, but it's still a bet.

I suppose that would be fine if they only live another 15 years.