[kowdermeister]

> It is only stupidity if you assume the only purpose of a password (or a physical key) is security, and not also authorized entry.

What's the difference really? I'm either way blocked from accessing my account. I don't give a damn what that some idiot nontechnical lawyer put into the ToS. I find these kind of services annoying anyways and the first sign is usually forcing me to pick a less secure password.