[jschwartzi]

Moreover, given a choice, a lot of people wouldn't pay ahead of time for a private fire service, leading to the kind of bankruptcy situations the article is describing. Some localities solve this problem by levying a property tax and using it to maintain public emergency services, so that anyone who would benefit from their presence in a catastrophe has already paid for the service.

This whole article just discusses the consequences of not wanting to pay taxes on anything. It perfectly described a libertarian paradise of private, for-hire, emergency services.