| Eh not really skimmers are always going to be cheap to produce compared to what you can get in return. You can't just change the tech of the cards because it needs to allow people from all over the world to use an ATM and most importantly you can't switch over ATM's and credit cards every few years that alone would cost more than what is lost to skimmers. ATM's need to be reliable and consistent that actually makes it easier for both end users to detect skimmers and for ATM manufacturers to make them more resistant to skimmers. Just to drive the point home ATM skimmers with the ability to read or probe the chip & pin were implemented before any chip & pin ATM's were out there it was simple enough to do in real time by just inserting an additional shim that would touch the smart card interface on your bank card. The skimmer shown in this video is a fairly basic one there are already skimmers with NFC and Chip & Pin capabilities that read out the pin pad in real time to process a direct charge transaction while you use the ATM (they don't care about stealing your Track 1 and Track 2 data). The ways of reading the pads vary from using cameras that are not that different from the kinect one to laying a thin touch sensor over the keypad to actually running a differential capacitive touch analysis on the metal keys as they are grounded. A single skimmer in a tourist spot can be used to access 10,000's of accounts over a single weekend with that financial incentive the cost of the skimmer can almost be ignored. |
So while the economic ROI is so high the behavior will continue, it does slow them down.
Not a complete fix by any means, but adding friction to their criminal behavior.