[mzd348]

I was under the impression that European wire transfers were cheap (free), fast, and reliable. If that's true, why is something like PayPal even needed? Can't Seafile just have their clients transfer money to Seafile's account? Or are wire transfers not free for "retail" use like this?

[Strom]

One time SEPA transfers are already really simple, yes. Recurring ones, not so much. However SEPA Direct Debit [1] does look like an interesting new recurring system, with a compliance deadline of 31 October 2016. I will definitely be looking more into this, and probably will be trying it out in the wild.

[1] http://www.europeanpaymentscouncil.eu/index.cfm/sepa-direct-...