[otterley]

> There are no US banks that implement Chip & PIN

Not true - BarclayCard Arrival/Arrival+ do. However, they prioritize signature first. They can be used at automated kiosks that require PINs, though.

[uxp]

Isn't Barclay/BarclayCard (arguably) not a US bank though?

[otterley]

They have a US office and offer cards to US residents. That's all that matters.