[liquidcool]

The finance domain, esp. in NYC, puts you on a much higher lifetime income trajectory.

If the role is well defined, that means you know how to succeed. If the tech is modern and sought after (and it damn well better be at a startup), that will position you well for your next job.

Biggest concern is if you think #2 has a weak engineering team and that with just 5 years exp. you'd be the strongest engineer with nobody to learn from. That would be a red flag. Otherwise, seems like a clear win.