[brudgers]

My random advice from the internet: just keep saving the money. The apartment might appreciate in value, but it is by no means a slam-dunk investment. A slam-dunk investment would be picking it up for 1200€ per m2 and selling it on for 2200€ per m2 in a month or so.

Which probably highlights my theory of investment. Winding up with good returns is mostly a matter of dumb luck. The reason is because amateur individuals are up against professionals who spend all day and lots of money figuring out how to separate amateurs from whatever money they place at risk.

One of the ways the professionals accomplish separating amateurs from their money is via promoting the idea that investing is smart and saving is stupid and selling marginal investments.

Good luck.