[dnm]

What does that $1M actually cover though?

“But if someone takes out a mortgage in your name and now you owe the bank $100k or more – nobody covers that, and that’s what they need to cover.”

http://krebsonsecurity.com/2014/03/are-credit-monitoring-ser...

[ccvannorman]

Usually the banks take responsibility for that as it's their duty to do due diligence (say that six times fast!). I've had my credit card # stolen plenty of times and never been liable.

LifeLock's insurance covers court/lawyer fees/damages, IIRC.