[MichaelApproved]

Isn't that similar to what's been happening with collage tuition? Government helps you pay tuition and gives you some breathing room, so the collages raise tuition higher until you're back at the limit you can possibly pay, taking away your breathing room again.

[robbiemitchell]

Yes, in part -- though I'd say the better analogy there is home mortgages; in both cases, easy access to low-cost loans leads to risky debt. (Plus, college tuitions have gone up in part because government subsidies have gone down and in part because they have allowed their costs to go up, not necessarily because they have simply jacked up the prices.)