[ghfdrvtsyup]

If you have that many passwords, why not make some sort of base password and then riff off of the base password for everything that needs access (and have a mental sequence for when an item needs a reset)? If your base password is at the highest complexity requirement, the only thing you need to remember is the individual sequences.

I do this for my passwords and it's been working for me for years ...

[imgabe]

That's more or less what I do. Not everyone cottons on to this scheme though. With the logins I might use once every 6 months or so, it can still be hard to remember which variation I'm on, especially if it's a "three tries then you're locked out" system.