[soylentcola]

Yep. This is my failing as well. I don't carry a balance because thankfully, my income is modest but I keep recurring expenses to a pretty strict minimum (no car payment, cheap rent, only like $12k in college debt that I'm paying off, etc).

Still, when I go through mental phases of not caring/not paying attention, even though I'm paying off my balance and setting aside some savings every month, occasionally I look at my statement and think "holy shit, how did I spend $1500 that month?!"

Usually those are like the months where I bought one semi-pricey thing (under $500 but still not just groceries and bills) plus a load of Amazon or Adafruit or any number of little tools, toys, hobby supplies, lattes, bar tabs, etc.

Still no problems paying my credit card off every month because I've been there and I'm not going back. Still, it's very easy to lose track if you get spoiled and complacent. Sure, it's nice being able to spend a few hundred bucks on supplies every time I want to take on a new project around the house but those things really add up and eat into money I should be saving, investing, or using to pay off that minor college loan earlier.