[DINKDINK]

Ignore these statistics, they're reporting average debt of credit cards. The level of debt per card is not an independent variable. You need to be reporting median debt.

[gozur88]

While average doesn't mean much, I'm not sure what median debt will tell you either.

To settle the question you'd really need to know how many people carry a balance.

[ArkyBeagle]

Deeply ignorant question: Is this not of the sort of distribution where those are related, somehow?