[joslin01]

Outright as in "completely" or "immediately" financially foolish is like going to the club with your friends and announcing drinks are on you. My negligence (as in, I didn't stay on top of it as good as I should have) I meant as more drawn out and not so painfully obvious. It's like a hole in a boat that you keep meaning to get around to, but hey the boat's still moving just fine.

[morgante]

> Outright as in "completely" or "immediately" financially foolish is like going to the club with your friends and announcing drinks are on you.

Why is that ipso facto financially foolish?

Personally, I have a great time going out with friends and having drinks with them. I like being able to pay for their drinks. I also pay off my bill every month and have a very healthy savings account.

[johansch]

You pretty much fit the description of a financially irresponsible person, I have to say, I'm afraid. (You seem to be aware too so that's good I guess.)

[joslin01]

What did you think when I told a story how to lose at credit cards? That I was financially responsible? Did you think I thought I was financially responsible. Honestly your comment states the obvious and is just rude, so no you did not "have to say" it I'm afraid. I bear the tolls my financial foolishness cost me. Keep your judgments in your head and do not justify them with a smug veil of concern ("I'm afraid" "good, I guess")

[nitrogen]

This is a bit of an overreaction.