[merijnv]

Is US banking really this dystopian?

I've had my Maestro debit card skimmed twice, causing about 3k to be withdrawn from my account. In both cases my bank had:

* Filed a police report

* Disabled the card

* Mailed me a new card

* Started recovering the money

Before I even noticed the money being gone. The first time I actually had my money and new card back before I noticed my old card got disabled. The second time I noticed because I couldn't buy lunch using my card, but in both cases I had my money and a new card within like a week?

Besides, no one here really has/uses credit cards and stores mostly don't accept them.

[schrodinger]

No, it's the same here. I have a chase debit card that's been compromised 3 or 4 times and every time I've gotten the money back in 2 or 3 days. Even when it was used to take $1000 USD out in Turkey after getting skimmed in Berlin.