[dahart]

Debt, both technical and financial, is always best avoided. And in both cases, once you have it, you have to pay it down sooner or later, and the later you do the more expensive it gets.

It is a tool, but having it is always a negative that is offsetting a bigger negative. By all means, take the loan when you need a boost that you can't otherwise afford. But take the smallest loan you need, and pay it back as fast as you can.

[adamconroy]

no, often you don't have to pay for technical debt. the code may never be refactored, and / or the whole system / module replaced before lots of code is touched.

[johansch]

Do you think of VC the same way?