[st3v3r]

"In real world, you can always bootstrap your way to a decent nest egg"

No, not really. Especially given housing prices now.

[kamaal]

There is a always a house at some location X you can buy now, which will be unaffordable 20 years from now.

[guard-of-terra]

What if it happens to be far far away from where your career proceeds?

You have now to choose between growing your house value or nurturing your career.

[st3v3r]

However, that location X is not always feasible to move to and work from. So it's worthless to discuss all location X. Instead, you should be focusing on locations Y, which are.