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by CraigBuchek 5946 days ago
This is the advice I've seen from just about every financial adviser, for anyone not near retirement age.

Another nice thing about a Roth IRA is that you can withdraw all the principal (the part you already paid taxes on) early with no penalty. (Actually, you can withdraw the interest from individual accounts -- you just can't withdraw more than you put into ALL your Roth IRAs.) Although my bank seems to not understand this very well, and the government forms aren't very clear on it either.