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by tekism 3703 days ago
One thing I don't like about the chip is it seems to take a much longer time to authenticate. Is this the same in Europe as well? Would be nice if it was as fast as a swipe. But I rather have better security.
2 comments

My main gripe, which is pretty trivial I guess, is that I'm so used to just swiping the card and throwing it back in my wallet. Using the chip requires leaving the card in the reader until the transaction is complete, so I've almost walked off without my card a couple times. I agree though. I'd rather have better security. I just need to adjust my habits :)
They are working on making it faster[1], though I wouldn't hold my breath for it to be rolled out anytime soon.

[1]: http://investor.visa.com/news/news-details/2016/Visa-Speeds-...

It has mo to do with connection to host/processor than the chip itself. Reading chip takes milliseconds usually.