[mrgreenfur]

Yup, this seems kind of predatory. Instead of honestly answering what the interest rate is or give an equivalent they wave it away with jargon. Answer after answer is just jargon and more jargon. They don't even show what the total amount paid back is! They instead show very clearly they keep drinking your sales until they decide to stop.

[fludlight]

Cash flow sweeps are pretty common in commercial banking, even in much larger, market rate, respectable loans. That said, the opaqueness of this product is disconcerting. It seems designed to confuse desperate people.

[narrowrail]

It appears you are 'chosen' for inclusion into the opportunity based on your business history with Shopify and that they will present you with specific details once you enter the processes. Just evaluate it alongside your local bank's proposal.