[superuser2]

Insurers these days offer a discount for safe driving based on a device in the OBD-II port, yes. There are also some nontraditional insurance companies that charge per mile based on such a device.

[emodendroket]

Some offer them; I do not choose to use one.

[superuser2]

Just as you can choose not to participate in a wellness program.

[emodendroket]

My employer isn't trying to cram the GPS system down my throat