[TheOtherHobbes]

>Will businesses? Probably not.

Sadly no. The current version of mobile and the web relies on claiming consumer spaces and trying to herd users into them so they can be farmed.

It's a top-down control model.

Thinking in terms of bottom-up user value without imposing top-down control is alien to corporate psychology - even though if businesses agreed open low-friction global standards for payment processing and other kinds of interaction, possibly with some kind of profit sharing, they'd likely do better in the medium to long term.