[restalis]

"Fortunately, I've never seen this manifest in a startup before my own eyes (at least in an extreme way)"

That's because, however tough the entrepreneurship may seem, the businesses are part of the larger society which is collectively protected to a high degree from many society-devastating causes. I've mentioned this before¹: "The world around you and your loved ones is relatively safe thanks to multitude of operating services that make sure that the individuals roaming free are not that crazy, not that malevolent, not that contagious, and in short will not have that much of a negative impact on society at large (which includes you)." Of course, the environment of the Dwarf Fortress does not promise you that kind of protection.

¹ https://news.ycombinator.com/item?id=9150147