[kdamken]

Interesting - I've been saving money and trying to get into investing more recently, and lots of the advice I've read for someone young seems to point towards using an allocation of something like 90% stocks and 10% bonds, maybe like

- 55% Vanguard Total Market Index

- 35% Vanguard Total Market International Index

- 10% mixture of Vanguard bond domestic and international index funds

Is there a better strategy out there besides index funds that doesn't involve me getting eaten alive with active fund fees? A lot of what I read suggests that actively managed funds never consistently outperform the market index.