[rkho]

Schwab is fantastic. Their service is top-notch and I'm really glad I'm no longer with Chase. I once accidentally rated an online chat interaction lowly, and received a follow up call by a concerned manager less than a day later.

[tacostakohashi]

Lots of love happening for Schwab here - but it's more or less the same with Fidelity, Morgan Stanley, etc - ATM rebates for any ATM, no fees, free checking / checkbooks, etc.

A cheat code is a nice way of describing how refreshing this is in comparison with the standard bank business model of offering some fairly limited basic checking account as a loss leader, then constantly trying to upsell you on every other kind of product / account imaginable, trying the overdraft protection scam on you, ATM fees, checkbook fees, etc, etc.

It's a wonder they can stay in business.