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by sync 3738 days ago
-1 for Simple. Not refunding ATM fees is ridiculous for a bank that has no physical ATMs. Also, things like this: "Your Simple Visa® Card will not function on August 6th from 2:00 - 9:00 am EST"
2 comments

They have ATMs everywhere. And newsflash traditional banks cards do the same thing, they are just less transparent about it.
My bank pays me back for all ATM fees, even ones in other countries.

(I use Schwab, mostly because my "equity awards" were there and I don't need a physical bank.)

I bank with Ally, who refund my ATM fees no matter where I go. I don't see why I would switch to Simple.
Caution: there is a $10 limit on ATM fee reimbursements iirc.

Relevant discussion on Reddit pf

https://www.reddit.com/r/personalfinance/comments/3ck2rr/all...

Yes, I'm aware of that, thanks. I haven't yet ever come up against that limit, thankfully.
Haven't had to pay a ATM fee at my "traditional bank" in years.

Even when customers do not get refunds on fees, banks are usually very clear about it.

These ATMs have no fees, it looks like: https://www.simple.com/atms