[samcodes]

I've looked into it and I'm pretty sure you need to have the policy for two years for them to pay out for suicide. So, you may as well get on meds for that time, and who knows, they might help a lot. They did for me. I was on Prozac around 2004. About a year ago I sought out help again and I am on 3 different ones, and it just feels like more of a science than it did back then. "Oh you're still sad? More Prozac!"

So yeah, do therapy, but strongly consider a psychiatrist as well. Also, I have been looking into ketamine treatment for depression. If you are at the end of your rope, worth checking out as well.

[zo1]

>"I've looked into it and I'm pretty sure you need to have the policy for two years for them to pay out for suicide"

I was under the impression that most life-insurance policies don't pay out for suicide?

[a3n]

They do. It depends on the state how long they have to be in force. I think the idea is that a payout soon after starting the policy would encourage suicide (and payouts), but if you've had the policy for "long enough" you shouldn't be penalized for dying from a legitimate illness, which depression is.