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by civilian 3743 days ago
Eer, I don't get it, why wouldn't I want a 401k over a pension?

You can't trust pensions. Companies can go bankrupt, and even governments have been going bankrupt and have renegotiated pension plans. I'd much rather slowly tuck away a portion of my own income and have it be labeled as mine, rather than have it be a future debt on some organization's account book.